Richard is a Registered Financial Adviser and a member of Financial Advice NZ and has been in the insurance industry for nine years and specialises in risk management advice for self-employed people and small businesses. His areas of expertise are Life and Health Insurance, Business Insurance plans and ACC restructuring tailored to his client’s specifications Richard works closely with several accountants, who are assured that their clients are receiving the highest level and quality advice.
Richard is passionate about helping people minimise the uncertainty in their lives and putting together protection plans that will maintain their lifestyle in the event of a death or disability. His interest lies in helping businesses deal with the impacts of loosing key shareholders or personnel as a result of injury or accident with specific focus on business ownership insurance for shareholders, key person protection, insurance for business liabilities, income protection and ACC levy reviews.
Richard sees himself as an expert in accurately calculating people’s needs in the event of someone death or inability to work because of an illness or accident. Regular reviews are also important, to make sure that the family’s lifestyle can be maintained, even though circumstances may change over time. It is critically important that personal insurances dovetail with business insurances, therefore making sure people are not over insured.
Richard’s is often complimented on his ability to find the right insurance plans to suit his client’s monthly budgets and more important clients know that Richard will look after them when they need him the most. His personal and business values are based on empathy, honesty, integrity, well researched advice and putting clients first.